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How to Get a Loan

Through this website, you’ll receive updates from your home loan expert as progress is made toward closing. Here’s an overview of each step: 

  • Submit an application. This can be done either online or in any of our branches.
  • We order and review your credit report.
  • Once reviewed and OK’d, we prepare initial disclosures, which you then sign.
  • We order a property appraisal for you.
  • We receive your appraisal report.
  • We send your application to underwriting.
  • We approve your loan.
  • We send final disclosures for your signature.
  • Contact us to set up a closing appointment with your Realtor, loan officer, Title Company, and seller.
  • All parties sign closing documents.
  • Congratulations on your new home!

If you come up with any questions during this process, we’re just an email or a phone call away!

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